FCMB Launches Mobile App That Turns Everyday Banking into Rewards

Nume Ekeghe

First City Monument Bank (FCMB) has rolled out new features on its mobile app, centering on a reward‑points system that converts routine transactions into real‑world benefits for users.

The update moves FCMB’s emphasis from basic banking to value creation, giving customers a clearer incentive to engage, transact, and remain within its digital ecosystem.

‘At FCMB, we continuously innovate to meet our customers’ evolving needs. These features are intended to deliver convenience, reward loyalty, and empower users to manage their finances more effectively from their mobile devices,’ said Divisional Head, Payments and Solutions, Oladipo Alabede.

Aligned with its financial‑inclusion agenda, FCMB has streamlined upgrades from Tier 1 to Tier 2, enabling customers to access enhanced services without visiting a branch. The app also now offers instant virtual‑card requests and activation, allowing users to create and use secure digital cards for online transactions immediately.

‘These upgrades embody our technology‑driven strategy to create a smarter, more intuitive banking platform. By integrating intelligent support tools such as Temi and providing instant services like virtual‑card activation, we are redefining convenience and accessibility,’ said Divisional Head, Personal Banking, Adetunji Lamidi.

He added that the comprehensive upgrade demonstrates FCMB’s continued commitment to innovation, customer focus, and digital excellence, positioning the mobile app as a single destination for seamless, rewarding, and future‑ready banking.