Cardoso Unveils Payments System Vision 2028, Targets 95%

In 2024, Brazilian fintech leader **Cardoso** announced its “Payments System Vision 2028,” a roadmap aiming to modernize Brazil’s payment infrastructure. The plan targets **95 % digital transaction adoption** nationwide by 2028, emphasizing faster real‑time settlements, expanded QR‑code and NFC capabilities, integration of open‑banking APIs, and broader access for unbanked consumers. Cardoso will invest in AI‑driven fraud detection, blockchain‑based clearing, and partnerships with banks, merchants, and the Central Bank to achieve a more inclusive, secure, and efficient payments ecosystem. Views Nigeria