Flood: NIA Directs Victims to Notify Insurance Firms for Claims  Payment

Ebere Nwoji

The Nigerian Insurers Association (NIA), has directed individuals, families, and businesses affected by the recent flooding across several parts of Lagos State following the persistent heavy rainfall experienced in recent days to  notify their insurance companies, insurance brokers, or insurance agents for commencement of  claims process without delay. 

The association informed the affected people with insurance covers that early notification and the submission of the necessary supporting documents would facilitate the timely assessment and settlement of valid claims.

The Association in a statement signed by its Chairman, Mrs. Ebelechukwu Nwachukwu,  sympathised  with the victims and acknowledged the emotional, social, and financial hardship occasioned by the flooding and stands in solidarity with all those who have suffered the loss of lives, homes, vehicles, businesses, and other valuable assets.

While emphasising the importance of proper environmental sanitation, responsible waste disposal, and the regular clearing of drainage channels to reduce the incidence of flooding, Nwachukwu noted that natural disasters could occur despite preventive measures. 

She noted that these unfortunate events further underscored the importance of insurance as a critical financial protection mechanism for individuals and businesses.

The NIA Chairman therefore urged all policyholders whose insured properties or businesses have been affected by the flooding to promptly notify their insurance companies, insurance brokers, or insurance agents and commence the claims process without delay. Early notification and the submission of the necessary supporting documents will facilitate the timely assessment and settlement of valid claims.